People purchase insurance policies to protect themselves when they encounter unanticipated harm. They spend money out of their own pockets with the hope that they never have to file a claim. Everyone wants to take the appropriate steps to safeguard their health to their home, their car to their pets, and the safety nets that the right
If you have been laid off or had your hours reduced because of the coronavirus, your financial concerns have likely skyrocketed. Federal and state governments are attempting to address these issues and provide assistance to workers. However, the rules are continuously changing to adapt to these circumstances. That can be confusing and keep your head
As the current coronavirus crisis unfolds, many employers are forced to consider laying off their staff, particularly those in the hospitality, wellness and event industries. Before you alert your team to the new reality, employers should determine whether they are covered by federal and state-level WARN laws. For background, Congress passed the WARN Act in the
As the coronavirus spreads, every business is likely thinking about how it will impact their ability to deliver or pay for goods and services. Pandemics such as COVID-19 may provide a valid reason for nonperformance of a contract, but it depends on the circumstances and the language of the force majeure clause. Force Majeure Clause
Restrictions placed on businesses, though necessary to encourage social distancing and curb the spread of the coronavirus, are impacting both employers and employees alike. Some businesses have been forced to close. Other business owners are voluntarily closing or scaling back operations and onsite work. Employees may find they have no job. They may be afraid
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